During an application, a user is required to give their contact information, financial information and other personal information that will be used to contact users, assess loan eligibility, deposit loan proceeds and for collection purposes in the event of a loan default. The information that we obtain may be disclosed to service providers who process the user’s application on our behalf. However, we will only disclose the information to a service provider where they have been hired and bound by confidentiality obligations.
Links
The RedLeafLoans.ca website may contain links to other sites. Please be aware that RedLeafLoans.ca is not responsible for the privacy practices of other sites visited via these links. We strongly encourage our users, whenever leaving our site, to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected on this website.
Security
This site takes every precaution to protect every user’s information. When any sensitive information is submitted via our site, that information is protected both online and offline. Information collected via our application form is sent via the best encryption software in the industry: SSL. While SSL encryption is used to protect sensitive information online, we also take every measure to protect your data offline. All user information, not just the sensitive information, is restricted in our offices. Only employees who need the information to perform a specific job (Customer Representatives, for example) are granted access to personally identifiable information. Furthermore, ALL employees are kept up-to-date on our current security and privacy practices.
Web Activity
RedLeafLoans.ca uses a third party tracking utility to track end-user activity through our site by use of cookies. This activity is tracked in an effort to make our site easier to navigate through. This tracking also shows us which areas of our site draw the most attention. This includes: Most Requested Page, Least Requested Page, Top Entry Page, Top Path Through Site, cities users are visiting from, and the average length of time spent on our site.
Notification of changes
If the RedLeafLoans.ca privacy policy ever changes, we will post notice of the changes on our homepage, so that users are aware of updates and information collected. We will fully disclose any updates or new information being collected. If at any point it is decided to use personally identifiable information in any manner different from what is laid out at the time it was collected, the affected users will be notified via email. RedLeafLoan.ca customers will be given the choice as to whether or not we use their information in a different manner. We will always use information in accordance with the privacy policy under which the information was collected.
Legal Obligations
We may need to disclose personal information when required by law, wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order, or legal process served on our web site.
Access to Credit Reports
You certify that the information contained in the application that you provided to us is true and correct. You understand that we are relying upon the application to determine your eligibility for the loan. You authorize us to verify any information relating to you through any source including use of a credit report and you agree to provide us with such additional information as we may reasonably require to confirm your eligibility for the loan.
By completing this application, you hereby agree to the disclosure of all credit information relating to yourself, both past and present, by any credit reporting agency or any other party, including without limitation any employer or financial institution, that may have such information, you authorize any such credit reporting agency or other party to provide any such information to us upon our request, and you further authorize us to use and disclose any such information as is reasonably necessary or commercially expedient in furtherance of the transactions contemplated by this application. |
